The insurance sector is still a blind spot in the MCP landscape: official MCP servers from insurers or policy administration systems are rare. That does not mean nothing is possible — insurers currently apply MCP mainly through generic building blocks: document processing for claims, CRM connections, and self-built servers on top of their own policy administration. Precisely because the sector lags behind, early movers gain an advantage.
Automatisch Overstappen MCP Server
Official
by Automatisch Overstappen
Dutch consumer switching service with an MCP server that lets AI assistants compare and switch energy contracts and insurance, view current contracts and savings.
Capabilities: Compare energy tariffs and insurance · Automatically switch to cheaper providers · View current contracts and savings · Manage switching preferences
- Authentication
- Account linking via the service
- Use cases
- Consumer insurance/energy comparison via AI assistant (Dutch market)
⚠ Comparison/switching service, not an insurer; the only Dutch insurance-adjacent MCP server found (July 2026).
Documentation / source →
Duck Creek AI Gateway (Agentic AI Platform)
Official
by Duck Creek Technologies
Insurance-native agentic AI platform (April 2026) with an AI Gateway: marketplace, agent registry and standardized protocols including MCP and A2A, with real-time access to policy, claims, billing and risk data.
Capabilities: Integrate Duck Creek, partner and customer-built agents via MCP/A2A · Real-time access to policy, claims, billing and risk data · Embedded and headless deployment models
- Authentication
- Enterprise, via Duck Creek customer environment
- Use cases
- Underwriting agents, Claims agents, Carrier-scale agent orchestration
⚠ Platform capability rather than a single public MCP endpoint; customers only. Launched ~30 April 2026.
Documentation / source →
Guidewire Developer Assistants (MCP)
Official
by Guidewire
MCP connection from AI coding tools/IDEs to Guidewire platform knowledge (APIs, data model, conventions) for Gosu, integrations and Jutro development.
Capabilities: Guidewire-aware code assistance via MCP · Gosu development support · Integration development support · Jutro Digital Platform development support
- Authentication
- Guidewire customer/developer environment
- Use cases
- Accelerating Guidewire configuration and integration work (claimed up to 60% effort reduction)
⚠ Developer tooling only; not a runtime MCP server for production policy/claims operations. Guidewire also exposes platform connectivity via Cloud APIs, MCP servers and an AI gateway.
Documentation / source →
HubSpot Remote MCP Server
Official
by HubSpot
HubSpot-hosted remote MCP server at mcp.hubspot.com (GA 13 April 2026) connecting AI clients to CRM records, marketing content and activity history over OAuth 2.1 with PKCE.
Capabilities: CRM records: contacts, companies, deals, tickets, quotes, invoices, subscriptions, lists · Marketing: campaigns, landing pages, blog/site pages · Activities: calls, meetings, notes, tasks, emails
- Authentication
- OAuth 2.1 with PKCE
- Use cases
- Intermediary/MGA customer and pipeline management via AI, Policy renewal follow-up workflows
⚠ Respects existing HubSpot user permissions; generic CRM, not insurance-specific.
Documentation / source →
Riskcovry MCP Server
Official
by Riskcovry
India's first insurance-focused MCP server for AI-driven insurance distribution across motor, health and general insurance; 150+ products from 40+ insurers pre-integrated; LLM-agnostic.
Capabilities: Insurance product distribution flows via AI agents · Quote/recommend/purchase across motor, health, general, life, credit-linked and sachet insurance · Embedding in bank AI infrastructure
- Authentication
- Enterprise/partner credentials
- Use cases
- Embedded insurance via AI assistants, Bancassurance AI channels, Assisted and DIY distribution with human-in-the-loop
⚠ India market focus; launched June 2026; human-in-the-loop explicitly part of the model.
Documentation / source →
Socotra MCP Server
Official
by Socotra
MCP server for the Socotra Insurance Suite core platform, letting AI agents work directly with policy administration data and workflows.
Capabilities: Search policies by criteria · Review policy summaries and transaction details · Create and modify transactions (coverage changes, renewals) · Generate tasks for policies needing attention · Route/assign tasks to users
- Authentication
- Socotra account/API credentials (see installation docs)
- Use cases
- Agentic policy servicing, Claims and underwriting task automation, Work assignment for carrier ops teams
⚠ Only usable by Socotra customers; positioned by Socotra as the most mature MCP server in insurance.
Documentation / source →
Stripe MCP Server
Official
by Stripe
Official hosted MCP server (https://mcp.stripe.com) with 23 tools covering billing end to end; relevant for insurers for premium collection, invoicing and refunds.
Capabilities: Create/list customers, products, prices · Create/finalize/list invoices and payment links · Payments, refunds, disputes, balance · Subscriptions and coupons · Search Stripe docs
- Authentication
- OAuth (remote) or restricted API key (bearer)
- Use cases
- Premium collection and billing automation, Refunds on policy cancellation, Subscription-style insurance products
⚠ Generic payments server, not insurance-specific; restrict API key scopes for agent use.
Documentation / source →
WhyLingxi Insurance Advisor
Official
by WhyLingxi
China insurance MCP server (remote streamable-http at https://whylingxi.cn/mcp): product search, recommendation, premium calculation and underwriting pre-check across 65 insurers / 483 products.
Capabilities: Insurance product search · Recommendation · Premium calculation · Underwriting pre-check
- Authentication
- Not specified in registry entry (remote endpoint)
- Use cases
- Consumer insurance advice for the Chinese market
⚠ China-market and partly Chinese-language; listed in the official MCP registry (v3.1.1, June 2026).
Documentation / source →
Insurance Underwriting Risk & Peril Scoring MCP
by ryanclinton (Apify)
Community P&C underwriting MCP wrapping 8 Apify actors: multi-peril scoring, disaster history, seismic/flood exposure, environmental liability, crime proximity and climate trajectory at 5/10/25-year horizons.
Capabilities: Multi-peril risk scoring · Disaster history lookup · Seismic and flood exposure · Environmental liability · Crime proximity
- Authentication
- Apify API token
- Use cases
- Property underwriting risk intelligence, Portfolio risk screening
⚠ Community-built; data coverage primarily US; validate output quality before production use.
Documentation / source →
insurance-verification-mcp
by MEOK AI Labs (CSOAI-ORG)
Community MCP server (PyPI, stdio) for AI-powered health insurance verification: eligibility checks and prior authorization support.
Capabilities: Verify insurance eligibility · Prior authorization support
- Authentication
- API configuration via environment variables
- Use cases
- US healthcare insurance verification workflows
⚠ Small community project (v1.0.x, May 2026); US health-insurance context; unproven in production. Listed in official MCP registry.
Documentation / source →
by scka-de (community, on OpenSanctions API)
Community MCP server for sanctions and PEP screening against 320+ lists (OFAC, EU, UN, UK HMT) via the OpenSanctions API — usable for underwriting/KYC checks at insurers and Wwft compliance.
Capabilities: Entity search by name/keyword · Screen persons/companies against sanctions and PEP lists · List available datasets (no key needed) · One-call compliance investigation with relationships
- Authentication
- Free OpenSanctions API key, or none for self-hosted yente instance
- Use cases
- Sanctions screening at customer acceptance, PEP checks, Wwft/AML compliance support
⚠ Informational only, not legal/compliance advice; verify matches against official sources. No official MCP servers from major KYC vendors (Sumsub, ComplyAdvantage, Persona) found as of mid-2026.
Documentation / source →