MCP servers for banking & fintech

by Adyen (NL)

Adyen's official MCP server (alpha) for building payment integrations via natural language; first iteration supports the Checkout API and Management API: payment sessions, payment links, cancellations and refunds.

Capabilities: create payment sessions · manage payment links · cancellations · refunds · Checkout API

Authentication

Adyen API key with specific roles (Merchant PAL webservice, Checkout webservice, Management API permissions); live URL prefix for production

Use cases

Build Adyen payment integrations faster, Automate refund/cancellation workflows, Manage payment links conversationally

⚠ Alpha status; limited to two APIs so far; local deployment only (no hosted remote server yet).

Documentation / source →

by bunq (NL)

Official bunq MCP server for the bunq Partner API: 41 tools across user provisioning/OAuth, KYC onboarding, monetary accounts and payments, cards, compliance inquiries, webhooks and session management.

Capabilities: user provisioning · KYC/onboarding · accounts & payments · card management · compliance inquiries

Authentication

bunq Partner API key (sandbox or production) via BUNQ_API_KEY/BUNQ_ENV; request signing handled automatically

Use cases

Drive embedded-banking partner onboarding conversationally, Provision users and accounts, Compliance status checks

⚠ Early stage (few commits, no releases as of research date); requires Partner API access - not for regular consumers; test in sandbox first.

Documentation / source →

by Klarna

Klarna's official Product Search MCP server powering agentic commerce (e.g. the Klarna Shopping Search app in ChatGPT) with live data on 100M+ products and 400M+ merchant listings across 13 markets; part of Klarna's open Agentic Product Protocol.

Capabilities: product search · live pricing · stock/availability · multi-merchant offers

Authentication

Hosted/partner access via Klarna merchant onboarding

Use cases

AI shopping assistants, Product discovery for agents, BNPL checkout for agents via Stripe Shared Payment Tokens

⚠ Shopping/discovery server, not a merchant back-office tool; ecosystem announcements from May-June 2026, still evolving fast.

Documentation / source →

by Mollie (NL)

Mollie's official hosted MCP server (mcp.mollie.com/mcp), a proxy on the public API covering Payments, Payment Links, Balances, Settlements, Customers, Subscriptions, Mandates, Invoices, Captures, Methods, Terminals and Webhooks.

Capabilities: Payments API · Payment Links · Balances · Settlements · Customers

Authentication

Advanced access token (organization token) with scopes, via MOLLIE_API_OAUTH_ORG_TOKEN

Use cases

Create payment links via chat, Query settlements and balances, Manage subscriptions

⚠ A broadly scoped org token grants broad power - manage scopes carefully. Mollie also publishes docs.mollie.com/llms.txt for AI agents.

Documentation / source →

by PayPal

PayPal's official MCP server, available as hosted remote (mcp.paypal.com, sandbox mcp.sandbox.paypal.com) and local npx package (@paypal/mcp), covering payments, invoices, disputes, subscriptions, shipment tracking, catalog and analytics.

Capabilities: payments · refunds · invoices incl. bulk invoicing · disputes · subscriptions

Authentication

Remote: OAuth with PayPal client credentials; local: access token via environment variable

Use cases

Bulk invoice generation, Refund and dispute handling, Subscription management

⚠ Standard PayPal transaction fees apply; test in sandbox first. Toolkit also supports OpenAI Agent SDK, LangChain and Vercel AI SDK (TS + Python).

Documentation / source →

by Plaid

Plaid's official MCP server aimed at developers/integrators: brings Plaid dashboard tooling (diagnostics, logs, Link conversion analysis) into AI agents rather than exposing end-user bank data.

Capabilities: integration diagnostics · log inspection · Plaid Link conversion analysis · support tooling

Authentication

Plaid developer/dashboard credentials

Use cases

Debug Plaid integrations from an AI client, Analyze Link conversion, Build internal support tools

⚠ This is developer/ops tooling, not personal bank data access; for the latter see community servers like bank-mcp.

Documentation / source →

by Ramp

Ramp's official open-source MCP server on the Developer API; implements a mini ETL pipeline with in-memory SQLite so LLMs can analyze larger spend/transaction datasets.

Capabilities: spend data retrieval · transaction analysis · in-memory SQL analysis · reporting tasks

Authentication

OAuth client credentials (client ID + secret with scopes from the Ramp developer page)

Use cases

Spend management analysis, Corporate card transaction reporting, Finance ops automation

⚠ Analysis-oriented; grant scopes carefully. Ramp also publishes llms.txt machine-readable docs.

Documentation / source →

by Stripe

Stripe's official remote MCP server (mcp.stripe.com) exposing the Stripe API and knowledge base to AI agents: payments, refunds, invoices, subscriptions, payment links, disputes and documentation search.

Capabilities: stripe_api_read · stripe_api_write · create_refund · search_stripe_resources · search_stripe_documentation

Authentication

OAuth (recommended) or restricted API key as Bearer token; Stripe-Account header for connected accounts

Use cases

Manage payments and refunds from an AI client, Create invoices and payment links, Revenue and churn analysis

⚠ Remote-only. Stripe explicitly recommends human confirmation of tool calls and warns about prompt-injection when combined with other MCP servers; use restricted keys, never secret keys.

Documentation / source →

by elcukro (community)

Self-hosted, read-only-by-design MCP server giving AI assistants access to bank accounts via Plaid, Teller, Enable Banking and Tink (15,000+ institutions, including Dutch banks like ING, Rabobank and ABN AMRO via EU aggregators).

Capabilities: balances · transactions · spending breakdowns · liabilities · investments

Authentication

API credentials of the chosen aggregator (Plaid/Teller/Enable Banking/Tink)

Use cases

Query personal or business bank accounts in natural language, Spending analysis across banks, Read-only PSD2-style access to Dutch/EU banks

⚠ Community project; no write methods by design (no transfers). Dutch bank coverage depends on the aggregator (Enable Banking/Tink for EU).

Documentation / source →

by Dennison Bertram (community)

Community MCP server for the Brex API providing read-only access to accounts, transactions and budgets, optimized for safe small responses with projection, batching and rate limiting.

Capabilities: account information · transaction analysis · budget monitoring

Authentication

Brex API token

Use cases

Expense and budget monitoring from an AI client, Transaction analysis

⚠ Community project; no official Brex MCP server found as of July 2026; read-only.

Documentation / source →

by Wilco Kruijer (community)

Community MCP server for bunq personal accounts: list accounts, get transactions and payment requests, and create payment requests and payments.

Capabilities: bunqAccounts · getTransactions · getRequestInquiries · createPaymentRequest · createPayment

Authentication

bunq personal API key

Use cases

Query bunq balances and transactions from Claude, Create payment requests

⚠ Can initiate real payments - high risk without human-in-the-loop; not built by bunq itself.

Documentation / source →

by 2060.io / sergeiledvanov (community)

Community MCP gateways for the Wise API: account management, transfers, exchange rates, invoicing and recipients (2060-io variant is the most complete; sergeiledvanov offers a simplified recipients-only server).

Capabilities: account management · transfers · exchange rates · invoicing · recipients

Authentication

Wise API token

Use cases

Check FX rates and balances, Manage recipients, Automate cross-border transfer workflows

⚠ No official Wise MCP server found as of July 2026; initiating transfers via community code is at your own risk.

Documentation / source →